Benefits to Smile About

We work with CEBT to offer dental insurance through Delta Dental of Colorado. Delta Dental focuses on a prevention-first program, where your diagnostic and preventive visits will not count against your annual maximum. Other Delta Dental benefits include no waiting periods and the Right Start 4 Kids program. The Right Start 4 Kids Program provides coverage for children up to their 13th birthday at 100% coinsurance for diagnostic and preventive, basic, and major services, with no deductible, when in-network providers are seen.

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Dental Plan: Delta Dental PPO Plus Premier

Employee Cost

The monthly dental premiums listed below are based on full-time employment / 1.0 FTE. To estimate your benefit costs, use our Benefits Calculator.

Covered Services

  • Annual Maximum: $2,000 per person, per calendar year.
  • Prevention First: NEW! Diagnostic and Preventive services (exams, cleanings, X-rays) no longer count toward your $2,000 annual maximum, leaving more of your benefit dollars available for other care.
  • Deductible: * Single: $50
  • Family: $150
  • Preventative Services: Covered at 100%. Includes routine exams and cleanings (two times per calendar year), bitewing X-rays (once per calendar year), and full mouth X-rays (once in a five-year period).
  • Basic Services: Covered at 80%. Includes emergency treatment, restorative fillings, simple extractions, oral surgery, endodontics, periodontics, and root canals.
  • Major Services: Covered at 50%. Includes crowns, partial or full dentures, and implants.
  • Orthodontia Services: Covered at 50% with a lifetime maximum of $2,000. Available for adults and dependent children through age 26.

Network Options: How to Save

  • Under the Delta Dental PPO Plus Premier plan, you may visit any licensed dentist, but you will achieve the greatest out-of-pocket savings by visiting a provider within the PPO Network.
  • PPO Dentist (Best Value): These dentists have agreed to reduced fees. You will never be "balance billed" beyond your deductible and coinsurance.
  • Premier Dentist (Great Value): These dentists are also in-network but have a higher contracted rate than PPO dentists. You still benefit from no balance billing.
  • Non-Participating Dentist (Highest Cost): Payment is based on the non-participating Maximum Plan Allowance. You are responsible for the difference between this allowance and the dentist's full fee.

Members may add coverage once a year at Open Enrollment in April. Coverage may only be dropped by an employee or dependent with proof of a qualifying event. This is a brief description of services covered under your dental plan. Please refer to the Plan Document for full plan details. If differences exist between this summary and the Plan Document, the Plan Document will govern.