Benefits to Smile About

We work with CEBT to offer dental insurance through Delta Dental of Colorado. Delta Dental focuses on a prevention-first program, where your diagnostic and preventive visits will not count against your annual maximum. Other Delta Dental benefits include no waiting periods and the Right Start 4 Kids program. The Right Start 4 Kids Program provides coverage for children up to their 13th birthday at 100% coinsurance for diagnostic and preventive, basic, and major services, with no deductible, when in-network providers are seen.

Connect with Delta Dental:

Employee Cost

The monthly dental premiums listed below are based on full-time employment / 1.0 FTE. To estimate your benefit costs, use our Benefits Calculator.

  • Employee Only: $0
  • Employee and Spouse: $43
  • Employee and Children: $47
  • Family: $107

Covered Services

  • Annual Max: $2,000
  • Deductible:
    •  Single: $50
    •  Family: $150
  • Preventative Services: Covered at 100%. Includes routine exams and cleanings two times per calendar year, bitewing X-rays once per calendar year, full mouth X-rays eligible once in a five-year period
  • Basic Services: Covered at 80%. Includes: emergency treatment, space maintainers, simple extractions, anesthesia and restorative fillings, oral surgery, endodontics, periodontics, root canal
  • Major Services: Covered at 50%. Includes crowns, partial or full dentures, implants
  • Orthodontia Services: Covered at 50% with lifetime max of $2,000. Includes adults and dependent children through age 26

Network Options

Under the Delta Dental PPO Plus Premier plan, you and your family members may visit any licensed dentist, but will enjoy the greatest out-of-pocket savings if you see a Delta Dental PPO dentist. There are three levels of dentists to choose from.

  • PPO Dentist: Payment is based on the PPO dentist's allowable fee, or the actual fee charged, whichever is less.
  • Premier Dentist: Payment is based on the Premier Maximum Plan Allowance (MPA), or the fee actually charged, whichever is less.
  • Non-Participating Dentist: Payment is based on the non-participating Maximum Plan Allowance (MPA). Members are responsible for the difference between the non-participating MPA and the full fee charged by the dentist. You will receive the best benefit by choosing a PPO dentist.

Members may add coverage once a year at Open Enrollment in April. Coverage may only be dropped by an employee or dependent with proof of a qualifying event. This is a brief description of services covered under your dental plan. Please refer to the Plan Document for full plan details. If differences exist between this summary and the Plan Document, the Plan Document will govern.